Why apply for Home Loan in Antriksh Greens
 Antriksh Greens Home Loan

Attractive Interest Rates

Get best quotes & compare offers to identify the right bank to deal with.


Instant Approval

Get pre approved home loan in place before you select your property.


Documentation Assistance

Get doorstep assistance for cosultancy & document collection by majority of Banks.


Totally Free Service For Our Customers

Get 24x7 free customer care support.


Secure & Transparent Process

Skilled Professionals to guide you through the process by providing door step service.


Greater Loan Eligibility

Get Flexi Home loan which provides an eligibility for a greater loan.


Best Loan Offers From Multiple Banks

Being a large organisation & have presence over 30 cities across India, We are doing bulk dealings which allows us to get best loan offers from banks.


Flexible Tenor

Repay your loan over flexible tenors ranging from 12 months to 60 months.


No Hidden Charges

We know how to save yourself from various hidden charges like Legal fees, Valuation fees, Documentation Charges & many more...

One Platform. Multiple Banks
Antriksh Greens Multiple Banks
Home Loan Eligibility

Your current income


The nature and continuity of your employment


Your current obligations i.e. the other installments (EMIs) you are currently paying, the number of credit cards and credit limits you have or use


Your past credit history

EMI Calculator
  • help 1. Can I get a home loan for the entire property value?
    No. Banks usually keep a 20% margin when providing individuals with a home loan. This means that the lender may agree to provide you with 80% of the property value as a home loan, while you will have to shell out the rest 20% by yourself. In some cases, the lender can agree to provide you with up to 90% of the property value as a home loan.
  • help 2. What are the important points to remember while choosing a home loan?
    Home loan is a long term obligation to fulfil. One should always stay aware and keep in mind the following points while choosing a home loan:

    Factors Affecting Eligibility Criteria
    Negotiate the Interest Rate
    Check hidden cost while comparing different lenders like processing fees, foreclosure charges, prepayment costs, valuation costs etc.
    Compare different lenders to get the best home loan at affordable rates
    Longer the tenure – Costlier the Home Loan
    Choose floating rate of interest over fixed interest rate
    Read all the terms and conditions carefully like Foreclosure terms etc.
    Check your credit score. People with low credit score could lead to loan rejection or if it is accepted, it may come with a higher rate of interest

    All of the above stated points hold true if you are wondering how to choose the right home loan.
  • help 3. What are the reasons for home loan rejection?
    Factors that can play a crucial role in home loan rejection are mentioned below:

    Bad or low credit score
    Incorrect personal details in credit report
    Rejection of loan by other banks
    Unstable income
    Age factor
    Location of the property
    Lack of repayment capabilities
  • help 4. How to avoid home loan rejection?
    The below mentioned steps can prove to be beneficial to avoid home loan rejection:

    Credit Score: It is advisable to maintain a credit score of 750 and above to have a good chance of your application being approved. Banks & Financial Institutions rely on credit score before approving your home loan to check your credibility and loan repayment history. So, you should always maintain your credit score to avoid home loan rejection.

    Insufficient Income: Banks and financial institutions look into your monthly income to see if you will be able to repay your equated monthly instalments (EMIs) or not. It is always advisable to take a home loan with EMI not more than 40% of your monthly income. Lenders have certain minimum income and employment requirements which play an important role in the loan-approval process. Make sure that you meet all the requirements before you apply for a home loan.

    Too many applications for home loan in a short span of time: If you apply for a home loan from different lenders, it indicates banks and financial institutions that you are short of credit and need to apply to several sources to fill the gap. Lenders think that you will not be able to repay your loan, which leads to rejection of your home loan application.

    Existing loan portfolio: Currently, if you have a number of loans to repay, then your lender might think that you will not be able to take on another EMI on your existing income, which will lead to your home loan rejection. So, it is better to apply for a home loan once you have paid off a few of your other loans to reduce your EMI burden.
  • help 5. Are there any tax benefits of a home loan?
    Yes. Both the loan principal amount and the interest paid towards loan repayments provide tax benefits under Section 80C and Section 24 of the IT Act respectively.
  • help 6. State the checklist before applying for home loan?
    Before you apply for a home loan, make a checklist which should include:

    Bank Statements for 3 months
    Salary Slip for 3 months
    Address Proof: Aadhar Card / Passport
    Identity Proof: Aadhar card / Passport / PAN Card
  • help 7. What are the different types of Home Loan interest rates?
    Fixed Home Loan rates: The rate of interest applicable for the Home Loan is fixed throughout the term of repayment of Loan.

    Floating Home Loan rates: The rate of interest applicable for the Home Loan changes with change in the Bank's Base rate.
  • help 8. After I get a Home Loan, if the rate of interest offered to me increases, do I have the option of moving to a lower interest rate? Will there be any charge for the switch?
    Yes! Banks usually offer you the unique facility of switching from a higher rate of interest to a lower rate of interest. They may however charge you a one-time fee to do the same.
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