Q

Should I buy a house or invest in stocks?

19 Jan 18 1282
Should I buy a house or invest in stocks?

2 Answers

A

Maulik

04 May 2018 08:20 AM

Its about optimization and keeping in mind the cliche that something is always better than nothing. A property price can depreciate, but it will always be an asset, and will always provide accomodation to same number of people, as in a 2BHK can always serve 5 to 6 people, its price may go up or down. One can rent it out and this rent can be taken in the name of an unemployed family member to save tax. Expereince of buying a home and renting it or maintaining it will help you avoid all mistakes for the actual dream home which you will buy for your own stay. A non rented home can be used for hosting relatives and friends or as a storage place or recreation place. A home is a physical asset whose material price may go down, but at the end its the same home whose area remains same. You can never hit 0 in this case!

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A

Prashant Agarwal

17 Feb 2018 04:30 PM

It is wise to invest in House. The benefits are:

  1. Exposure to greater appreciations
     
  2. Gain Tax Benefits
     
  3. A sense of Security being a Tangible Asset.
     
  4. A sense of belonging as it holds special attachment to property & neighbors.
     
  5. You have Full Control.
     
  6. Less Volatility, Higher Stability & Certainty
     
  7. It promotes savings & creates a solid asset over time.
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