Sep 2017

8 Documents You Must Check Before Buying a Property in India

8 Documents You Must Check Before Buying a Property in India Update

Buying a property in India has never been an easy task. Changing real estate rates, property tax rules and other changes in the industry really makes it difficult to sell or buy a property in India. However, if you found a property worth and planning to invest on, there are certain things you must consider before fetching out the money.

When it comes to real estate property, documents matters the most. Documents, in fact, are the most important criteria to analyse and consider taking the step further. Having the right documents certainly gives confidence of investing in the legal property having no problem for the long term.

Let us now check 8 such important documents you should look for before investing in a property:


  1. Title Deed

This is a type of document that typically outlines the chain of ownership of the respective property. It provides full right to the owner to claim the absolute ownership over the property. While buying the property, check if it belongs to the respective seller. Check the deed thoroughly, and if have no knowledge about it you can seek help of a property agent. If the title of the property isn't in the name of the seller, then legally the property shouldn't be purchased unless the consent from the real owner.


  1. Sanctioned Building Plan

Every developer at the start of the construction has to get the approval from local planning authorities. The developer has to submit the required documents for the sanctioned plan approval. So when you hunt for a residential apartment, do check if the developer agrees to present the sanctioned plan, if not then the construction is termed as illegal.


  1. Completion/Occupancy Certificate

This is yet another essential document the developer of the property has to submit to the buyer. Municipal authorities issue the Completion Certificate (CC) after the completion of the project. Occupancy Certificate (OC) is issued by the local government agency after the inspection and states safe for the residents. These documents are an important part of the home loan and should be in your checklist.


  1. Tax Receipt

The property owner has to present you with the legal tax pay receipt failing to which the government is authorised to impose a penalty of certain percent every month on the property buyer. So do make sure to check if the existing property owner has completed the tax regime.


  1. Encumbrance Certificate

It is a document issues by the sub-registrar to check if there is any encumbrance on the property like mortgage, charges, etc. The sub-registrar issues the certificate with complete details about the legal dues pertaining to the property. It is important for the property buyer to check whether the property is under mortgage or loan.


  1. Mother Deed

This document is needed when you buy a resale property. This is the parent document tracing the ownership right from the start.  There are situations where the owner may do some fraud activity by undertaking the ownership of the property illegally, which will certainly effect your investment.


  1. Power of Attorney

This is an important document when buying a property. It is required to know if the seller has complete right over the property and selling it. You can even check with the real owner to have a check over the enforcing of power of attorney to the seller.


  1. Mutation Document:

This document contains all the details about the property including the name of the owner, property size, location, and other important information. It is issued by the municipal authority in the name of the present owner.



Whether you're purchasing a reselling apartment or newly constructed property, do consult with the property lawyer and seek guidance about important documents of the property.

Updated: 2/26/2018 1:46:16 AM

Request a Call Back

near_me Get Expert Advice Now
Best Deal
Property Expert from is Available on Video Meeting.